Many financial transactions, especially large ones, are carried out by bank transfer. This is understandable: when the bank takes over the payment, the transaction becomes comfortable and safe for both parties. The payer has several ways to transfer money by bank transfer.
Instructions
Step 1
Fill in the order to transfer money from the account. If you have a bank account, you can send funds from it to any account holder in your own or another bank. To do this, go to a bank branch and fill out a payment order. You need to know the following details of the recipient of the money:
- the name and organizational legal form of the enterprise (if you send money to a legal entity);
- TIN and legal address (for recipient legal entities);
- the name of the beneficiary bank;
- BIK;
- correspondent account;
- the beneficiary's current account.
If you, as a legal entity, pay an invoice issued to you by a counterparty, just bring it to the bank. This document will already contain all the details of the recipient.
Step 2
Get access to Internet banking at your bank. This type of branchless banking service is convenient for both organizations and individuals. Account holders in most banks are given the opportunity to connect to Internet banking in order to manage their funds from any computer with Internet access. Enter a secure connection by entering your username and password (as well as sending confirmation codes - as many banks require a higher degree of protection). Further, the bill payment procedure will require you to know the same recipient details as in the previous case.
Step 3
Use a plastic card for cashless payments. For remote transactions, for example, online purchases, a bank card is an ideal means of payment: all transactions are protected, while the interface is as simple as possible. After placing an order, simply enter all your card details (number, three-digit security code cvv2 or cvc2 on the back of the card, the name and expiration date of the payment document as printed on it. Cards with an increased level of security (for example, issued by Sberbank) must also be accompanied by a confidential confirmation code The system will tell you if your payment has gone through.
